Credit Checking Services


There are many reasons why you might need your own credit reports and background checks, such as when you want to take out new credit, when applying for any sort of loan or when you want to change the way you pay your bills. If you want to know your own credit history then you need to have all of your information at your fingertips.

But what happens when you have already spent a lot and you want to make sure your credit record is clean again – without having to spend a lot of time and effort doing it?

P.E.L Consultancy Services we have the capacity can offer one of the most in-depth reports known to the market with access to over a billion records of data. We are able to carry out this full credit search for an extremely affordable price, which will help you take control of your financial position.

“Hiring professionals to generate credit reports and hard credit checks can help you move forward with life-changing financial decisions.”

What Is a Credit Report & How To Check Your Credit Score

A credit report can give you a lot of valuable information about your finances. It is not only important when you apply for a loan, but it is also important to check your credit report before giving out your home or before applying for a job. It will give the employer an idea of your character and if they should hire you or not. This is especially true if you are applying for jobs that require a credit check or background checks.

Companies that may require credit reports and background checks may include banks, water/electricity/gas suppliers, credit providers, letting agencies and mobile phone companies. Employers may also ask to check your credit history, but they will not be able to access the full report.

Commercial Credit Checks UK

In addition to providing a reliable credit report service to consumer-based customers, we can offer the same services to commercial entities where credit reports on your clients have to be assessed prior to entering into an agency. As a result, we will be able to offer a high-quality, reliable and affordable solution for all of your credit assessment/report-based needs.

Upon receiving the instruction to generate a credit report, we are able to have a final copy over to our client within 2 hours of the request.

P.E.L Credit Reports Can Include

Aliases and Associations

Provides details of all known aliases or financial associations of the applicant, along with the information’s source and date.

CAPS (Previous Account Enquiries)

CAPS is the UK’s largest file of information relating to credit applications made by individuals. This section shows all the CAPS records registered for the applicant as a result of a credit application over the last 12 months.

Land Registry

Home Ownership Verification is able to perform a verification of home ownership against Land Registry records.

Notices of Correction

Lists the full details of any Notices of Correction related to this application.

Personal Information

This will outline the data that was provided to us in order to create the report.

Public Information

Information about the applicant found in the Public Information File. Compiled by P.E.L Consultancy Services using information from the Registry Trust Limited, official gazettes and the insolvency service.

Risk Scores

Credit scoring is an automated technique used by lenders to help them decide whether or not to lend. This helps the lender identify the risk in offering credit to their customer and helps them to lend responsibly. Credit scores do not take account of gender, religion or race.

Linked Addresses

P.E.L Consultancy Services will show all the addresses associated with the applicant or their associates.

Telephone Numbers

P.E.L Consultancy Services will search the database for the main applicant at the current address and will return the first telephone number found.

Undisclosed Addresses

We will outline any addresses that have not been disclosed but came up on the voters’ roll.

Electoral Roll

Lists the individuals currently registered at the applicant’s address. If the applicant or anyone with the same surname was previously registered at the address, then their names are also listed.

Hard Credit Checks UK

By using the credit services we have at our disposal, P.E.L can provide full and in-depth hard credit or background checks for the following businesses (and more) upon enquiry:

  • Real Estate Agents
  • Lenders
  • Letting Agents

Need a credit check but unsure if you fit our guidelines? Book an obligation-free phone consultation so we can help you find a solution.


Digital Forensics involve the acquisition, analysis and reporting of admissible evidence found and recovered in computers, phones, tablets, smart devices, SIM/USIM card, memory cards and hard drives.

Digital Forensics involves the acquisition, analysis and reporting of high quality and reliable data derived from digital devices or networks. Technology these days means everything is traceable. The volume of important evidence that can be obtained from digital devices and networks means that Digital Forensics is a huge portion of how private investigator agencies can help ordinary people and corporations solve their problems.

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Expert Investigators
London Private Investigator
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24/7 Investigation Services
London Private Investigator


P.E.L Consultancy Services belong to the ICO (Information Commissioner’s Office). Our company employs the latest Certified Digital Forensics Software (AXIOM) and highly-trained computer forensics experts.

Are you in need of information you cannot obtain yourself? To discuss using mobile phone or computer forensics to obtain the evidence you’ve been searching for, get in touch for a free of charge, no-obligation chat with you. Contact us today to establish your options.