Top tips for preventing fraud

In today’s complex digital world, hackers are increasingly sophisticated, so it’s often difficult to distinguish between legitimate email and phishing attempts. In fact, in a recent survey conducted by Interac, 96% of UK people were unable to spot fraud attempts when tested. 


Tips to protect yourself against online fraud


  1. Never share your email account password. Make sure the password is difficult to use and follows best practices for creating them, including a minimum length of 8 characters, a combination of lowercase and uppercase letters, and at least one number and one special character.
  2. Do not click on phishing links that take you to log in to your email or online banking services. If you receive an email or text message from a provider that you didn’t expect to ask you to log into your online banking services or accept funds through an online bank transfer, don’t click the link. Contact the sender directly to find out if the notice is legitimate.
  3. Avoid sharing personally identifiable information online – for example, by participating in quizzes on a social network that asks you to share your date of birth, your mother’s maiden name, or similar identifying responses.
  4. Establish two-factor authentication in your email accounts. If your email provider doesn’t offer such a process, consider switching providers.
  5. Don’t use the same passwords for your online banking or email accounts that you use to access your social media sites.
  6. Make sure to update your devices regularly to stay up to date with security enhancements and check your device for malware if you notice any suspicious activity.
  7. Never click on an unexpected link. If you receive a deposit or money request notification online via text message or email that you didn’t expect, don’t assume it’s safe.
  8. Make sure you enter the correct email address when sending an online transfer.
  9. Make sure you know who you are sending the online money transfer to and that they are a trusted person or provider.
  10. If you are using security questions to send money transfers online, make sure that you do not send password responses through your email.


P.E.L Consultancy Services are the first line of defence in preventing fraud and have an important role to play when it comes to protecting fraud prevention. Armed with confidence, vigilance, and the right information, you can do your part to protect yourself against online fraud and protect others.

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